body {
    background-color:#000000;
}

h1
{
font-family:arial;
font-weight:bold;
font-style:italic;
margin:0px;
padding:0px;
font-size: 22pt;
color: #000000; /* #0000ff;*/
text-align:center;
}

td#header {
    background-image:url('images/black_header.jpg');
    background-repeat:no-repeat;
    height:101px;width:624px;
    padding:20px;
}

p {
    font-family:Arial, Helvetica, serif;
    font-size:12pt;
    font-weight:normal;
    color:#000000;
    margin-bottom:10px;
    text-indent:20px;
}

div#disclaimer {
    padding:10px;

}

div#disclaimer p {
    color:#555555;
    font-size:10pt;
    text-indent:0px;
}